Tennessee Educators:
What Will Your Retirement Income Actually Be

Tennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually Be

Tennessee Educators:
What Will Your Retirement Income Actually Be

Tennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually Be

Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.

Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.

  •  Most educators don’t realize how their pension and retirement accounts translate into real monthly income. 

Pick a Time to Review Together
Hi, I’m Aaron — I help Tennessee educators understand their retirement options.

Short Introduction to ORP Planning (left) and TCRS (right)

Optional Retirement Plan (ORP) Review

Full Video Below

TCRS Pension Review

Full Video Below

Full Breakdown of ORP Planning (left) and TCRS (right)

ORP Participants

Find Out What Happens At Retirement

TCRS Participants

Find Out How it Really Works

Here’s What Retirement Income Could Look Like

Total Monthly Retirement Income: $10,041

 Additional annual income (up to 5 years for healthcare events): $89,844

Total Monthly Retirement Income: $8,110

 Additional annual income (up to 5 years for healthcare events): $29,784

Pick a Time to Review Together

Total Monthly Retirement Income: $6,068

Total Monthly Retirement Income: $6,068

 Additional annual income (up to 5 years for healthcare events): $22,484 

 Hi, I’m Aaron


I previously worked for the Tennessee Department of Revenue and now help Tennessee educators understand how their pension and retirement accounts actually fit together.


I’ve personally been in one of these same retirement plans, so I understand how confusing the options can be — and what actually matters when it comes to your income in retirement.


Most people I speak with say they wish they had looked at this sooner. 

Pick a Time to Review Together

This is for Tennessee educators who: 


 • Have an Optional Retirement Plan (ORP) and want to understand how it translates into income


 • Have a TCRS pension and want to know what their monthly income could look like 


 • Have accounts (TIAA, CREF, Corebridge, VALIC, etc.) and want to see how everything fits together 


Pick a Time to Review Together

What We’ll Cover

• What your monthly retirement income could look like

• How your pension and other retirement accounts work together (401k, 403b, 457, ORP)

• When you can realistically retire

•Whether you’re on track — or what to adjust

Your retirement isn’t just one number — it’s how everything works together. That’s what we’ll walk through.

No cost. No pressure. Just clarity.

Pick a Time to Review Together

Why Most Educators Haven’t Done This Yet:

• You chose your retirement plan during onboarding and haven’t revisited it 


• The system isn’t explained clearly 


• Multiple accounts make it hard to see the full picture

Pick a Time to Review Together

Aaron Payne  

Retirement & Legacy Planning  

(615) 362-4980  

www.apretirement.com

  Not affiliated with any school district, TCRS, or state system.  

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept