Tennessee Educators: What Will Your Retirement Income Actually Be

Tennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually Be

Tennessee Educators: What Will Your Retirement Income Actually Be

Tennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually BeTennessee Educators: What Will Your Retirement Income Actually Be

Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.

Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.Most educators are unsure about their TCRS Pension Plan and Tennessee ORP.

  •  Most educators don’t realize how their pension and retirement accounts translate into real monthly income. 

Pick a Time and I'll Call You
Hi, I’m Aaron — I help Tennessee educators understand their retirement options.

Here’s What Retirement Income Could Look Like

Total Monthly Retirement Income: $8,110

Total Monthly Retirement Income: $10,041

Total Monthly Retirement Income: $8,110

 Additional annual income (up to 5 years for healthcare events): $29,784

Total Monthly Retirement Income: $6,068

Total Monthly Retirement Income: $10,041

Total Monthly Retirement Income: $8,110

 Additional annual income (up to 5 years for healthcare events): $22,484 

Pick a Time and I'll Call You

Total Monthly Retirement Income: $10,041

Total Monthly Retirement Income: $10,041

Total Monthly Retirement Income: $10,041

 Additional annual income (up to 5 years for healthcare events): $89,844

Short Introduction to Main Videos (2 minutes)

TCRS Pension Review

Full Video in Bottom Section

Optional Retirement Plan (ORP) Review

Full Video in Bottom Section

 Hi, I’m Aaron


I previously worked for the Tennessee Department of Revenue and now help Tennessee educators understand how their pension and retirement accounts actually fit together.


I’ve personally been in one of these same retirement plans, so I understand how confusing the options can be — and what actually matters when it comes to your income in retirement.


Most people I speak with say they wish they had looked at this sooner. 

Pick a Time and I'll Call You

This is for Tennessee educators who: 


 • Have an Optional Retirement Plan (ORP) and want to understand how it translates into income


 • Have a TCRS pension and want to know what their monthly income could look like 


 • Have accounts (TIAA, CREF, Corebridge, VALIC, etc.) and want to see how everything fits together 


Pick a Time and I'll Call You

What We’ll Cover

• What your monthly retirement income could look like

• How your pension and other retirement accounts work together (401k, 403b, 457, ORP)

• When you can realistically retire

•Whether you’re on track — or what to adjust

Your retirement isn’t just one number — it’s how everything works together. That’s what we’ll walk through.

No cost. No pressure. Just clarity.

Pick a Time and I'll Call You

Why Most Educators Haven’t Done This Yet:

• You chose your retirement plan during onboarding and haven’t revisited it 


• The system isn’t explained clearly 


• Multiple accounts make it hard to see the full picture

Pick a Time and I'll Call You

Click on the Video and then the Square at the Bottom Right

TCRS Participants

Find Out How it Really Works

ORP Participants

Find Out What Happens At Retirement

Aaron Payne  

Retirement & Legacy Planning  

(615) 362-4980  

www.apretirement.com

  Not affiliated with any school district, TCRS, or state system.  


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